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Phoenix Equity Group
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Service detail

Estate & Heir Recovery

When someone dies, money is often left behind — surplus from a property sale, an uncashed insurance payout, a dormant account. Legal heirs have the right to claim it.

Check for funds

What this is

When a person dies, the assets they never collected stay where they were. A surplus from a foreclosure or tax sale remains with the county or the court. An insurance payout stays with the insurer, then goes to the state. A dormant bank or retirement account is reported to a treasurer under their name.

Those assets belong to the estate, and through the estate to the heirs. Who the heirs are is decided by the will, or where there is no will, by the state's intestacy statute. Nothing about that changes because time has passed.

What makes these claims slow is proof rather than entitlement. Offices want the death certificate, the will or letters of administration, and a record of every heir with an interest. When probate was never opened, one often has to be opened before anyone is paid.

What we recover for heirs

Foreclosure and tax sale surplus

Held by the county or court from a property the deceased owned.

Life insurance proceeds

Payouts never claimed because the beneficiary was never located.

Bank and retirement accounts

Dormant savings, uncashed checks, old 401(k) and pension accounts.

State-held unclaimed property

Assets turned over to a state treasurer under the deceased's name.

Typical recoveries

$4,000 — $95,000

The range reflects how many sources are involved and how many heirs share the estate. A single account with one heir sits at the low end; a property surplus plus dormant accounts across several states sits at the top.

Range, not a promise. Individual results depend on the record in your case.

Our process

01

We search the records

We pull the sale record, the docket, and the surplus ledger for the county. It costs nothing and obligates you to nothing.

02

We confirm you're the rightful claimant

Deed, title history, identification, and where the owner has died, the estate record naming every heir with an interest.

03

We prepare and file the claim

We assemble the estate record — death certificate, will or letters of administration, affidavit of heirship — and file the claim on behalf of the estate or the heirs, opening a probate where the holder requires one.

04

The county or court pays you

Payment is issued on the disbursement order. Our 30% fee is deducted at that point and never before. No recovery, no fee.

*Our fees include the legal support given by our law partners who represent our clients to claim their surplus.

Questions about estate and heir recovery

How to file it yourself, free →If someone else has filed →

Want us to check the record for you?

A records search costs nothing and puts you under no obligation.

Start a records search